Website Online Privacy Policy For Site Visitors

Website Online Privacy Policy Of CollegePaymentGuide.com

Welcome to CollegePaymentGuide.com (referred to here as the "Site") We hope you will find our college payment guide will help you with financing your college education as you pursue an affordable college degree or if you have already graduated, college loan consolidation information.

Internet privacy concerns are so important to us and we understand an online privacy policy is important to those who visit our Site, especially when conducting eCommerce transactions, so what follows is how we treat the privacy concerns of our visitors.

CollegePaymentGuide.com recognizes that your privacy is important to you as you explore the internet. Therefore, this online privacy policy document outlines the types of personal information we receive and collect when you use this College Payment focused website.

In protecting the privacy of our website users and visitors this internet privacy policy page outlines the steps we take to safeguard your personal information. Our intention in sharing specifics as to your Personally Identifiable Information is to help you make an informed decision about sharing that personal information with us.

CollegePaymentGuide.com strives to maintain the highest standards of decency, fairness and integrity in all our internet business operations. Therefore we are dedicated to protecting the privacy of our customers, consumers, and online visitors.

Privacy Policy Regarding Personal Information Of Website Visitors

Like most websites, our online privacy policy is provided to assure you that we are committed to protecting your personal information in accordance to standard internet privacy standards. For example, like most websites, CollegePaymentGuide.com collects personally identifiable information from the visitors to our website only on a voluntary basis.

Website visitor's personal information collected on a voluntary basis may include name, postal address, email address, company name and telephone number. For us to have such specific information, you will have had to enter it specifically in a form on our site asking for such detailed personal information.

For example, such personal details could be collected if you request information from us. Perhaps you chose to participate in a contest or sweepstakes or voluntarily signed up to join our email list. You may have requested some specific service regarding college loans or asked for student loan consolidation information from us. Any information volunteered by you is internally reviewed so as to improve the content of our website, notify our visitors of updates, or respond to specific visitor inquiries.

After reviewing information voluntarily submitted by you, it is either discarded or stored inour files. If we make material changes in the collection of personally identifiable information we will inform you by placing a notice on our site. Personal information received from any visitor will be used only for internal purposes and will not be sold or provided to third parties.

How We Use Cookies and Web Beacons

Like most websites on the internet, we often use cookies to help you personalize your online experience. Cookies are identifiers that are transferred to your computer's hard drive through your Web browser to enable our systems to recognize your browser.

The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize any of our website pages, or register with any of our site's services, a cookie placed on your browser enables CollegePaymentGuide.com to recall your specific information on future visits to our site.

You do have the ability to accept or decline cookies by modifying your Web browser. Please understand that should you choose to decline cookies or clean them from your computer, you may not be able to fully experience the interactive features of the site.

As to defining the term web beacon, it is a transparent image file used to monitor your journey around a single website or collection of sites. They are commonly used by sites that hire third-party services to monitor traffic. They may be used in association with cookies to understandhow visitors interact with the pages and content on the pages of a web site.

Our theme based website is both an internet ministry as well as a home business venture, so you should know that we fund our internet efforts through internet marketing efforts. Therefore we often serve third-party advertisements that use cookies and web beacons. Cookies and web beacons are commonly used as advertisements are being served on our web site to determine how many times you've seen an advertisement. No personally identifiable information you give us is provided to advertisers for cookie or web beacon use, so they cannot personally identify you with that information on our web site.

As an example of how we fund this college affordability website, some third-party advertisements may be provided by Google, which uses cookies to serve ads on this site. Google uses the DART cookie, which enables it to serve ads to our users based on their visits to this site as well as other sites they visit on the Web. You may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.

Browsers can be set to accept or reject cookies or notify you when a cookie is being sent. Privacy software can be used to override web beacons. Taking either of these actions shouldn't cause a problem with our website, should you so choose.

If you are curious as to What organizations are collecting the information is common practice that in addition to our direct collection of information, our third party service vendors (such as credit card companies, clearinghouses and banks) who may provide such services as credit, insurance, and escrow services may collect this information from our Visitors and Authorized Customers.

It is important for you to know that we do not control how these third parties use such information, but we do ask them to disclose how they use personal information provided to them from Visitors and Authorized Customers. Some of these third parties may be intermediaries that act solely as links in the distribution chain, and do not store, retain, or use the information given to them.

Complying With The Children's Online Privacy Protection Act

This website is directed to adults such as college students needing financial guidance, parents of collage students and graduates needing to consolidate student loans. As such, it is not directed to children under the age of 13. We operate our site in compliance with the Children's Online Privacy Protection Act, and will not knowingly collect or use personal information from anyone under 13 years of age.

Collection Policy of Non-Personal Information

As do most websites, we may collect information about you that is not personally identifiable. We use this information, which does not identify individual users, to analyze trends, to administer the site, to track users' movements around the site and to gather demographic information about our user base as a whole. The information collected is used solely for internal review and not shared with other organizations for commercial purposes.

Policy Regarding Release of Information

If CollegePaymentGuide.com is ever sold to another person or entity purchasing it as a online business venture, the information we have obtained from you through your voluntary participation in our site may transfer to the new owner as a part of the sale. This is done in order that the service being provided by this website to you may continue under the new owners. Should ownership of this website occur, you will receive notice through our website of that change in control and practices. We will also make reasonable efforts to ensure that the purchaser honors any opt-out requests you might make of us.

California Privacy Rights

Pursuant to Section 1798.83 of the California Civil Code, residents of California have the right to request from a business, with whom the California resident has an established business relationship, certain information with respect to the types of personal information the business shares with third parties for direct marketing purposes by such third party and the identities of the third parties with whom the business has shared such information during the immediately preceding calendar year.

Steps You Can Take To Correct or Remove Personal Information

We provide this privacy policy as a statement to you of our commitment to protect your personal information. If you have submitted personal information through our website and would like that information deleted from our records or would like to update or correct that information, please click on Site Communication Form.

Understand What Happens To Privacy When A Visitor Links To Another Site

You will notice that our web site contains links to other web sites. When you leave CollegePaymentGuide.com by clicking on one of those third-party links, you are moving away from our site to another web site, which is not under our control.

Therefore we encourage you to read the internet privacy policy statements of the site you have linked to because their privacy policies may differ from ours. An example of this would be doing a search using a search engine on our site such as Google Search Box located throughout our site.

These search term opportunities are used throughout this college loan focused website. Thus you will note that Google Privacy Information details the privacy policies of Google, which reads: The search box on this web site ("Search Box") is powered by Google Inc ("Google"). You acknowledge and agree that Google's privacy policy (located at http://www.google.com/privacy.html) shall apply to your use of the Search Box and by using the Search Box you consent to Google using your personal data in accordance with the Google privacy policy.

Privacy Policy Updates and Effective Date

CollegePaymentGuide.com reserves the right to make changes in this policy. If there is a material change in our privacy practices, we will indicate on our site that our privacy practices have changed and provide a link to the new privacy policy. We encourage you to periodically review this policy that you will know what information we collect and how we use it.

Your Agreement to Privacy Policy Terms

If you do not agree to this CollegePaymentGuide.com Privacy Policy as posted here on this website, please do not use this site or any services offered by this site.

Your use of this site indicates acceptance of this privacy policy.